Can I rent to buy a car if I am blacklisted?

Yes. This is a rental agreement rather than a credit agreement, so we run a soft credit check that does not affect your score and approve on affordability.

Do you check credit at all?

Yes — a soft check, which does not affect your score. We do not offer a no-credit-check product, and we would be careful with anyone who claims to.

Can I apply while under debt review?

Yes. Debt-review applicants are welcome; the assessment is about what your bank statements show you can carry each month.

What is the minimum income?

R14,000 gross a month, on 3 months' payslips or 6 months' bank statements if you are self-employed.

Rent to Buy a Car With Bad Credit SA

Rent to buy a car in South Africa with bad credit: soft credit check only, affordability-led approval from R14,000 gross. Blacklisted and debt review welcome.