Is the Starlet or the Urban Cruiser cheaper to rent to own?

The Toyota Starlet is the cheaper of the two each month, from about R11 132 on a R209 900 vehicle value with a rental deposit from R20 990. The Toyota Urban Cruiser starts at about R12 067 a month. Both are best-case indicative figures confirmed on approval and set out in your signed rental agreement.

What is included in the monthly rental on either car?

One monthly debit order covering comprehensive insurance, vehicle tracking, licence and registration, 24/7 roadside assistance and all rental administration, plus the option to own the vehicle at the end of the term. Fuel and tyres are yours. It is a rental agreement with an option to own, not vehicle finance.

Can I switch between the Starlet and the Urban Cruiser after applying?

Yes. You apply once and we match you to stock in the national dealer network, so you can compare the two side by side before signing. 7 units in the network today for the Starlet and 7 units in the network today for the Urban Cruiser.

Do I qualify for either car with a low credit score?

Approval is affordability-led from R14,000 gross income a month with a soft credit check only, which does not affect your credit score. Blacklisted and debt-review applicants are welcome, and the same terms apply to both models.

Toyota Starlet vs Toyota Urban Cruiser | Rent to Own Cost Compared

Toyota Starlet vs Toyota Urban Cruiser on rent to own: value, rental deposit and monthly rental side by side, from R11 132 a month all-in with insurance and tracking.

Side by side

Model	Sample units	Priced from	Est. rental from	Body
Toyota Starlet	60	R174,900	R9,275/month	hatchback
Toyota Urban Cruiser	13	R179,999	R9,512/month	suv

Toyota Starlet

The Toyota Starlet is a rebadged Suzuki Baleno wearing Toyota's badge, warranty and dealer network. It gives you the biggest boot and rear seat in the budget hatch class with Toyota's service backing, which is exactly why it is one of the most searched monthly-cost cars in South Africa. Hatchback, 5 seats, Petrol; typical value R209,900–R290,000.

Toyota Urban Cruiser

The Toyota Urban Cruiser gives you SUV height and a raised driving position on hatchback running costs. It is the practical step up for families who want space without a diesel bill. Compact SUV, 5 seats, Petrol; typical value R230,000–R340,000.

Rentals include insurance, tracking and licensing. A rental deposit applies; figures are confirmed on approval.

Figures from our stock check on 10 October 2026. Each car's availability is confirmed when you apply.