Is the Almera or the Pegas cheaper to rent to own?

The Nissan Almera is the cheaper of the two each month, from about R9 047 on a R170 000 vehicle value with a rental deposit from R17 000. The Kia Pegas starts at about R9 280 a month. Both are best-case indicative figures confirmed on approval and set out in your signed rental agreement.

What is included in the monthly rental on either car?

One monthly debit order covering comprehensive insurance, vehicle tracking, licence and registration, 24/7 roadside assistance and all rental administration, plus the option to own the vehicle at the end of the term. Fuel and tyres are yours. It is a rental agreement with an option to own, not vehicle finance.

Can I switch between the Almera and the Pegas after applying?

Yes. You apply once and we match you to stock in the national dealer network, so you can compare the two side by side before signing. 7 units in the network today for the Almera and 3 units in the network today for the Pegas.

Do I qualify for either car with a low credit score?

Approval is affordability-led from R14,000 gross income a month with a soft credit check only, which does not affect your credit score. Blacklisted and debt-review applicants are welcome, and the same terms apply to both models.

Nissan Almera vs Kia Pegas | Rent to Own Cost Compared

Nissan Almera vs Kia Pegas on rent to own: value, rental deposit and monthly rental side by side, from R9 047 a month all-in with insurance and tracking.

Side by side

Model	Sample units	Priced from	Est. rental from	Body
Nissan Almera	33	R74,900	R4,396/month	sedan
Kia Pegas	4	R129,950	R7,185/month	sedan

Nissan Almera

The Nissan Almera is a no-nonsense compact sedan: huge boot, generous rear legroom and mechanical simplicity that keeps it cheap to run for years. Sedan, 5 seats, Petrol; typical value R170,000–R240,000.

Kia Pegas

The Kia Pegas is the cheapest new sedan sold in South Africa — a proper boot, four doors and Kia's warranty at hatchback money. Sedan, 5 seats, Petrol; typical value R175,000–R250,000.

Rentals include insurance, tracking and licensing. A rental deposit applies; figures are confirmed on approval.

Nissan Almera details
Kia Pegas details
All comparisons

Figures from our stock check on 10 October 2026. Each car's availability is confirmed when you apply.